Touchdown Taco Dip

Ingredients:
* 2 cans refried beans (16 oz)
* 1 brick cream cheese (softened)
* 2 cups sour cream
* 4 Tbsp taco seasoning mix
* 1/4 cup finely minced garlic
* 1/2 cup cheddar cheese
* Tortilla Chips, Fritos, or Veggies

TOPPING:
* 1 cup diced black olives
* 1 medium tomato
* 1/4 cup sliced green onions
* 2 Tbsp. fresh cilantro
* (I cheat & add 2 cans drained Rotel & top with black olives for the topping)

Directions:
* Spread refried beans into your Magic Bean Pot or Small Serving Bowl.
* In mixing bowl - Beat cream cheese, sour cream, taco seasoning mix, garlic, & cheese.
* Spread over refried beans.
* Bake at 350 degrees for 18 to 20 minutes.
* Add toppings after baked & serve with chips.